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408 Brackney Street, Brookston, IN 47923

By crussell | Published: October 2, 2009

408-brackney-1  408-brackney-51  408-brackney-71

408-brackney-81

For more information of this home please either call the office at 765-497-0700 or go to her website at Cathyrussell.com

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4900 Burton Road, West Point, IN 47992

By crussell | Published: August 18, 2009

Imagine the Possibilities!

 

Close to Lafayette, yet a sense of country.  This great TWO ACRE lot is  fenced, has plenty of room for a garden, and features great shrubs & foundation plantings already in place – just waiting for your finishing touches.  The over-sized concrete driveway would be the perfect place for the family basketball goal &/or to park those large vehicles that you can’t have in most subdivisions.

 

INSIDE this home you will find vaulted ceilings, neutral colors in the living areas, large windows throughout, and a wonderful open floor plan – all blending together to create that spacious atmosphere today’s buyers crave.  Offering 1739 SF, with 3 bedrooms & 2 baths. 

 

Check out this wonderful kitchen – ALL appliances included, beautiful cabinetry, and a convenient pantry.  Laminate floors here & in the adjoining dining area offer easy maintenance for your busy lifestyles … leaving you plenty of time to relax on the patio.

 

This spacious, ranch-style home is just what you’ve been looking for … don’t wait – schedule your showing today!

    

 

 

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Consider Seller Financing If you Are Having Trouble Finding A Buyer

By admin | Published: July 30, 2009

Trouble Finding A Buyer? Try Seller Financing As we are all too aware, obtaining a mortgage today is much harder than it was just last year. One new concept that is becoming more and more popular is ‘Seller Financing.’

The ‘Seller Financing’ concept can give home sellers an edge over competition as it fully eliminates that large obstacle so many buyers face today, and in turn will help augment your number of potential buyers.

Another benefit to consider with Seller Financing is the steady income you will receive from the mortgage payments.  Right now with all of the market volatility that we are experiencing, this could be your one steady interest earner – in some cases up to 7% or more!

This is a guaranteed return.  If you don’t need the proceeds from the sale of your home immediately, seller financing can be a great investment.  You might also consider partial seller financing. Most buyers will have a cap on their loan allowance, and as the seller you can consider financing the rest at a higher interest rate than normal. Keep in mind that as the seller you would not have to hold on to this mortgage forever, as it can be sold on a secondary market. If you’re worried about buyer default on the loan, you can fall back on reclaiming the home through a legal foreclosure process.

For more information on seller financing go to Financial Web. http://www.finweb.com/mortgage-loan-education/seller-financing.html

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3749 – 3755 W 1200 N, Romney, IN 47981

By crussell | Published: July 28, 2009

Three homes on 5 acres!  Unbelievable setup with 3 homes, multiple outbuildings, and a POND.  This rare find could be the answer to your unique situation!  Large ranch-style home located at the front of the property offers 4 bedrooms, 3 baths, living room AND family room, formal dining room, and laundry room.  This open floor plan expands through the sliding door which steps out to spacious covered porch. All kitchen appliances stay. (Currently being leased /  well-maintained.)  Custom, well-built home located near the rear of the property has a full-length covered deck across the backside of the home – perfect for relaxing & observing the wildlife gathering around the pond.  Includes 1 bedroom, 1 bath, kitchen w/bar & appliances, living room, dining room, laundry room, and carport.  (This home could very inexpensively be converted into a 2 bedroom home).  Situated opposite the carport, you will find the 3rd home.  This is such an adorable home that could be used in a variety of ways!  Featuring 1 bedroom, 1 bath, eat-in kitchen, and a completely open floor plan, it would be a great space for an art studio or hobbyist get-away.  Yet the structure is large enough, it could easily be remodeled to add bedroom space if you preferred.  In addition to these 3 wonderful homes, you will also find 2 sheds, a multi-purpose 4-stall structure, and a heated 40X30 SEMI pole bldg. with 16’ doors. 

     

 

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737 Walnut, Dayton, IN 47941

By crussell | Published: July 28, 2009

Historic brick federal home in Dayton turns back time!  Combine the old world character with most of the major updates already complete, and you have the best of both worlds.  Many original features – gorgeous Hardwood floors, beautiful stained glass entry windows, lots of built-ins, and vintage pull doorbell that are sure to make you reminisce.  A fine example of the owner’s dilligence to maintain the character of this home can be found in the storm windows which he hand-made himself!  Follow the original curved staircase up to find 3 spacious bedrooms with gorgeous hardwood floors, a loft area overlooking the staircase, and a full bath.  Don’t forget to peek thru the door in the bath where you will be delighted to find a hidden room that could easily be converted to a walk-in closet or used to expand the already spacious bathroom. From the hallway, another door will lead you up to the 3rd level attic area.  What a great space! The owners took great care to remodel with future upgrades in mind.  The new roof was installed with a ridge vent so that the attic could very easily be converted to usable living space.  In addition, the attic floor has new insulation that makes this home very easy to cool & heat. The first level of this home features a formal living room & dining room, guest bedroom w/bath, and kitchen. The original kitchen was converted to garage, yet it would be easy to convert back & build new garage on the adjacent lot. The extra large enclosed porch on back of home is the perfect retreat – a wonderful place to enjoy the wildlife or appreciate the perennial garden.  You will be pleasantly surprised how private & secluded this space feels. Although upgraded to city water/sewer, someone was definitely being clever when they left the functioning well hooked up to be used for watering the garden – without the water bill! 

     

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926 S Perry Street, Attica, IN 47918

By crussell | Published: July 28, 2009

Very nice two bedroom, one bath home in Attica. A welcoming front porch where you can sit and enjoy summer evenings and hang flowers to make it more personal and welcome your guest.  The living room gives your family an abundance of room to breath. A large kitchen with plenty of cabinet space and a separate dining room. Two large bedrooms with walk-in closets for a sufficient amount of storage. Make this home your own.

 

     

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3016 SR 71 S, Ambia, IN 47917

By crussell | Published: July 28, 2009

A charming country home.  You will be taken away to small town living in Ambia located in Benton Co.  On 1.5 acres that has been beautifully landscaped in a quiet setting.  There is plenty of yard for the kids to explore.  A three bedroom with 2 full baths home is great for your family.  A large country kitchen that offers you loads of cabinet space, new appliances, bar and a huge walk in pantry.  The generous size family room that’s open to the kitchen so you can interact with family and friends.  The fireplace adds to the charm of this country home.  The formal living room presents a separate space for visiting with your guest.  Withdraw to a large master bedroom after a long day.  You’ll have a laundry room with an area to fold clothes, a utility sink and storage.  A unfinished basement gives your family more living space and opportunity to design it to your needs.  Quiet place where you can enjoy the wild life and stunning sunsets.

 

     

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2738 Priest, Lafayette, IN 47909

By crussell | Published: July 28, 2009
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Is Refinancing Your Mortgage The Right Thing For You?

By admin | Published: July 28, 2009

Is Refinancing Your Mortgage The Right Thing For You?

Since mortgage rates have decreased and have been hitting record lows lately, many people are considering refinancing their mortgages. This can be a very beneficial thing to do if you have all of the proper information.
 
For starters, you should always read through your current mortgage to find out if you will have to pay penalties for getting out of that loan early. Another useful piece of information to know, if you are contemplating a refinance, is it generally makes the most sense to refinance when you can lower your interest rate by two points. For example, going from 8 percent on a thirty-year fixed loan to 6 percent on a thirty-year fixed loan.
 
The other most important consideration is how long will it take for you to recover the refinance fees in monthly savings on your “new” loan. You can
calculate this by dividing the total costs of the refinance by your monthly savings. This number represents how many months you will need to live in the home to cover the costs of the refinance.
 
Finally, if your refinance is successful and you have lower monthly payments, it might be best to use that money to save, maybe for a rainy day, towards a retirement plan or for a child’s’ college costs.
 
For more information on refinancing your loan go to “http://finance.yahoo.com/how-to-guide/loans/12821“
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3337 Brenner, Lafayette, IN 47905

By crussell | Published: June 16, 2009

Totally remodeled inside. Maple cabinets, stainless appl., tile counters, screened porch, huge family room, fireplace. Home warranty available.

Cute home totally remodeled on the inside. This spacious kitchen will be the heart of your home.  You’ll have loads of room for family and friends to sit and visit without getting into the cooks way.  Lovely maple cabinets with tiled counter tops and all new stainless steal appliances add to the charm of this kitchen. The huge family room is a great place for your family to spend time together.  If you like to roast marshmallows you’ll be able to do it with your fireplace.  The master bedroom has a full size master bath. You can enjoy bug free summer evenings in your screened-in patio.  Watch the kids play on the play set in your large fenced in back yard. This three bedroom, two full baths home is worth your time to CHECK IT OUT!

     

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