Uncategorized

6925 Newcastle Rd.

By crussell | Published: February 16, 2009

Sale and commission subject to bank approval of short sale! Stairway off kitchen. Fifth bedroom has no closet, was used for a den. Carpet needs replaced. Great deck, gorgeous landscaping plus 2 car garage. Preapproval with offer.

What a great rural setting! Exceptional country home looking for a family. Open the front door to beautiful cherrywood floors, masonry fireplace, and cheery interior colors with open floor plan to a family friendly home with four large bedrooms, spacious closets and two and a half baths. Large master bedroom has exceptional ceramic tile bathroom, walk-in shower and heated towel bars. Retreat to the second level office, or play room, for privacy from the first floor public area. Enjoy summer evenings viewing the wildlife including many fruit trees and bushes. The attatched 2 car garage offers workshop area. This home is ready to move-in condition. Short sale subject to bank approval.

Posted in Uncategorized | Tagged 2-story home, Deck, fireplace, Landscaping, McCutchen High School, Short Sale, Wainwright Middle School, Whirlpool, workshop | Comments closed

3331 Poland Hill Rd.

By crussell | Published: February 16, 2009

Great family home with huge master bedroom, upstairs family room, lots of room to entertain, storage under stairs, electric and gas to range, appliances 5 years old–maytag, fenced yard, Home warranty available, play set negotiable, pre approval with offer.

Fun abounds in this distinctive, two story home on family friendly Poland Hill Drive! Lots of room inside for formal or informal entertaining. Enjoy the great outdoors in the fully fenced-in back yard complete with deck and play equipment (negotiable)

If you’ve always yearned for a special place in your home you’ll love this house! Mom and dad can get away from it all in their HUGE master suite or join the family in the upstairs family room.

Everyone will appreciate the newer appliances and extra storage under the stairs. You’ll be close to Tecumseh Middle School, Jefferson High School and shopping areas any way you turn.

This home offers a Home Warranty for peace of mind! Don’t let this one pass you by. You’ll WANT to come to 3331 Poland Hill Drive.

Posted in Uncategorized | Tagged 2-story home, Deck, Home warranty, Jefferson High School, Lafayette Middle school | Comments closed

3329 Cinnabar

By crussell | Published: February 14, 2009

Well kept, neutral colors, vaulted ceilings in master bedroom

Well maintained, traditional home 2-story, home in popular Amberleigh Village in West Lafayette. Over 2300 of spacious family living, fireplace, neutral colors and master bedroom with vaulted ceilings, in a great family neighborhood makes this home desirable. Hurry…. this home won’t last!

Posted in Uncategorized | Tagged Amberleigh, Cumberland Elementary, fireplace, Lafayette, vaulted ceilings, West Lafayette, West Lafayette Highschool | Comments closed

Important Things To Know When Buying Home Insurance

By lheraty | Published: January 27, 2009

Insuring your home with the proper coverage is so incredibly important since your home is almost always your biggest investment – and it is where you stay dry and warm. Following are some things every person who is looking to purchase a policy should know:

Always insure your home for 100% of the cost to rebuild. To figure out that number you can go to buildingcost.net to use their free calculator.
Flood, earthquake, war and nuclear accident coverage is extra beyond what your basic policy will cover.
The contents of your house is usually covered at 50% of what the value of the structure is. You must make sure this is adequate coverage for all of your belongings by making an inventory. Use knowyourstuff.org’s free home inventory software to determine this number.
Take pictures of all of your valuables in case you do need to file a claim. Pictures make the process so much easier.
Make sure you buy enough liability coverage – you need enough to match your assets.
Always buy “riders” for any expensive artwork or jewelry that you own. If it is worth more than $2,000, you may consider buying a separate policy for it.
Shop around as prices vary dramatically. Start with your car insurance company, because they often give discounts to multiple policy owners. You may also go to insure.com to compare prices.
Keep your deductible high. Starting with a $1,000 deductible is wise, as most people do not make claims for less than this amount as there are insurance companies that will drop you if you make more than two claims per year.
Always ask about discounts. Many insurers have them, but you must ask for them. Discounts for installing smoke detectors, an alarm system or a fire-retardant roof are common. Also, if you are 55 years of age or older, mention that as you are considered low-risk – and can get a price reduction.
Keep your policy up-to-date! Changes to your home, such as a re-model, need to be covered.

Also posted in Consumer News | Tagged alarm system | Comments closed

When Considering A Reverse Mortgage Be Aware Of These Three Things

By lheraty | Published: January 22, 2009

Baby boomers are making the reverse mortgage more popular than ever, but just know the potential pitfalls before you consider one.

1. Repayment Rule: If you sell your home or for some reason must live at a hospice, a nursing home or you simply plan to use the home as your second home, you will have to repay the cash you received from the reverse mortgage as well as interest and other fees back to the lender.
High Closing Cost and Interest: Don’t forget to shop around and compare prices. Many seniors fail to do this, as they are not as familiar with the reverse mortgage as they are with a traditional mortgage. If offered, reject the adjustable interest rate option. There are many fixed rate reverse mortgage programs available to choose from.
Maintenance and Taxes: Always ask the bank to be clear what your monthly payment will be per month, less your escrow payment. Make sure you know the lender’s policy on the home’s maintenance. You might consider taking enough money up front to have for future repairs, so that your monthly payment will always be the same.

Also posted in Consumer News | Tagged Reverse Mortgage | Comments closed

Find Out Which Home Improvements Will Give You The Highest Returns on Your Investment

By lheraty | Published: January 20, 2009

Every home needs maintenance repairs over time, but if you are putting your house on the market you may want to know the top four places to put your money so that you will get the biggest return out of it. According to a survey done by HomeGain, in order to get the highest return on your investment, spend your repair dollars on the following in this order:

Cleaning and de-cluttering
Lightening and brightening
Home staging
Landscaping

Obviously the monetary returns may vary slightly based on where you live in the country, due to the cost of a repair and the importance of each particular improvement to buyers in that area. HomeGain estimates that making the above repairs and spending between $5,000 and $8,000 on them, you may see a price increase in the West as high as $22,762, in the East as high as $23,532, in the South as high as $21,740 and in the Mid-West as high as $20,279.

Other things never to overlook when putting your house on the market are dirty windows, electrical repairs, plumbing problems, old carpeting, old paint and damaged floors.

To learn more about home improvements go to HomeGain.

Also posted in Consumer News | Tagged home improvements, Landscaping | Comments closed

Keep Your Family and Your Home Safe: Make A Home Safety Checklist

By lheraty | Published: January 7, 2009

Most people keep safety knowledge filed away in their heads, but what every household really needs is an actual checklist that can be posted and referred to yearly to keep everyone safe. Here are some tips and reminders about some of the things that may not be so obvious:

Fire Safety includes keeping pot and pan handles turned away from the outside of the stove when cooking, so they can not be bumped into.
Keep all space heaters at least one foot away from anything that is flammable, such as furniture, draperies, even people.
Never store propane tanks indoors.
Electrical safety includes never putting electrical cords across doorways or under carpets.
Never plug major appliances into extension cords; separate outlets only.
Consider an electrical inspection for your home. 400,000 fires per year are due to faulty electric wiring.
Test smoke and carbon monoxide alarms periodically and change batteries yearly.
Devise a home fire escape plan that includes more than one exit and that every family member knows about.
Teach children to call 911 from a neighbor’s phone in the event of a fire.
Affix rugs to the floor to avoid slipping.
With children in the home, always attach brackets to bookshelves.

Also posted in Consumer News, Home Care | Comments closed

Charming multi-level in Frankfort!

By crussell | Published: October 10, 2008

Fantastic lot, backs up to city lot, fenced yard, kind of retro/deco look!, very sleek, newer windows, multi-level, basement w/ fireplace, wired for cable & satellite, Home Warranty available

See this one soon! Please call my office at 765-497-0700 for the price and more information. We would be happy to set up a private showing for you! You can view more photos of this home and search the entire Indiana MLS at http://www.cathyrussell.com/

Posted in Uncategorized | Tagged basement, cathy russell team, fireplace, frankfort homes for sale, frankfort real estate, Home for sale in Frankfort Indiana, Home warranty, homes for sale in greater lafayette, indiana mls, Lafayette, mls | Comments closed

Great ranch w/ walk-out basement!

By crussell | Published: August 8, 2008

Fantastic walk-out ranch with deck overlooking wooded backdrop, huge utility room, lg master bedroom, split floor plan

SEE THIS ONE SOON! PLEASE CALL MY OFFICE AT 765-497-0700 FOR THE PRICE AND MORE INFORMATION. WE WOULD BE HAPPY TO SET UP A PRIVATE SHOWING FOR YOU! YOU CAN ALSO VIEW MORE PHOTOS OF THIS HOME AND SEARCH THE ENTIRE INDIANA MLS AT HTTP://WWW.CATHYRUSSELL.COM/